IRA & Share Certificates
Traditional & Roth IRAS
Make the most of your retirement investment!
Take advantage of tax-free and tax-deferred savings with the credit union Individual Retirement Account (IRA)
We offer traditional and Roth IRAs
Please check with a Member Service Representative for specific information including rates, legal requirements and tax liabilities
Share Certificates
Earn competitive dividend rates on share certificates!
Terms of 6 months, 1 year and 2 years
All certificates require a $500.00 minimum deposit
There is a penalty for early withdrawal
Rates
SHARES
Effective May 1, 2024 (APY = Annual Percentage Yield)| Share Rates | APY |
|---|---|
| IRA Shares | 1.05 % |
SHARE CERTIFICATE
Effective August 1, 2024 (APY = Annual Percentage Yield)| Term Certificates | APY |
|---|---|
| 6 months - $500.00 Minimum | 4.25% |
| 1 year - $500.00 Minimum | 4.00% |
| 2 years - $500.00 Minimum | 3.00% |
IRA CERTIFICATE
Effective August 1, 2024 (APY = Annual Percentage Yield)| IRA Certificate | APY |
|---|---|
| 1 Year Auto Renewal - $1,000.00 Minimum | 4.00% |
EDUCATION IRA CERTIFICATE
Effective August 1, 2024(APY = Annual Percentage Yield)| Education IRA Certificate | APY |
|---|---|
| 1 Year Auto Renewal - $500.00 Minimum | 4.00% |